Take the Next Step and Elevate your Business with RSM Financial
RSM Financial is a partnership between RoadsideMASTERS.com and Equipment Funding Solutions specifically developed to bring the most innovative products and highest level of service to our Members and Service Providers.
RoadsideMASTERS.com, we value our Service Providers and Members and want to provide yet another benefit to being part of our Network. Getting access to efficient, competitive financing is the heart of any small business so we created RSM Financial to do exactly that for you.
Equipment Funding Solutions has designed a cutting-edge financing platform for Commercial vehicles. The platform gives RSM Financial access to over 220 lenders and uses the latest AI technology to find the best option for your individual situation. Whether you’re buying a fleet of 20 new tow trucks or a single used sleeper, RSM Financial has you covered.
What Makes RSM Financial Different?
Access to Competitive Financing Rates and Flexible Products
With access to over 220 lenders, we offer competitive financing solutions. Our vast network provides simple interest loans, EFAs, TRAC Leases, True Leases, and lines of credit.
Innovative Technology
Technology is constantly evolving, and so are we. We use the latest and greatest technology to ensure our clients are getting the best experience possible.
Industry Experience
Our team of dedicated, U.S.-based funding advisors have significant experience helping clients just like you. We are here to guide you through each step of the process.
Fast & Easy Application
Our streamlined application process requires minimal documentation and can be completed in about five minutes.
Personalized Approach
Your business is unique, so we can make sure we understand you and your business to give you a completely tailored experience from start to finish.
High Approval Rate
Our approval rate is among the best in the industry, meaning we are able to help more clients just like you. Next day business funding options available.
Our Unique Approach - Purchase Now Or Purchase later
If you're ready to buy now utilize one of our PURCHASE NOW options
Description: A simple loan is a traditional form of borrowing where a lender provides a lump sum of money to a borrower, who then repays it over a specified period, usually with interest. The borrower owns the asset purchased with the loan funds from the start.
Key Features:
- Borrower owns the asset outright.
- Fixed or variable interest rate.
- Monthly payments consist of principal and interest.
- Loan terms and interest rates vary based on creditworthiness.

Description: An Equipment Finance Agreement (EFA) is a type of financing where the lender provides funds specifically for the purchase of equipment. The borrower makes payments over a set term, and ownership of the equipment transfers to the borrower at the end of the term.
Key Features:
- Borrower has ownership of the equipment.
- Fixed monthly payments over the term of the agreement.
- Often includes a down payment.
- No residual value or balloon payment at the end.

Description: A TRAC lease is a type of lease commonly used for financing vehicles and equipment, particularly in commercial settings. It allows for lower monthly payments with a balloon payment (residual value) at the end, which the lessee can adjust.
Key Features:
- Lessee has the option to purchase the equipment at the end of the lease for its residual value.
- Lower monthly payments compared to a simple loan or EFA.
- Flexibility to adjust the residual value.
- Ownership can transfer to the lessee if they choose to buy the equipment at the end.

Purchase Later
The RSM Secured Line of Credit features the following benefits:
- NO AFFECT ON YOUR CREDIT
- Quick approval decision
- 180 days to use the funds
- 30 day interest rate lock
- Purchase from the Dealer of your choice or even from a Private Party
- No cost until you use it
- Individual term loans for every purchase
- Credit lines from $100,000 to $1,000,000



Instant
Pre-qualification
and Lightning Fast
Funding
Apply Now
How It Works
Step 1: Submit Your Application
Complete our simple online application form with your business and equipment details. Even if you do not know what you will be purchasing, we can get you approved.
Step 2: Get Pre-Qualified Instantly
You will find out instantly if you will be approved and you will receive an estimate of your down payment, your payment, and term.
Step 3: Speak to an RSM Financial Representative
One of our experienced Finance Managers will contact you to discuss your options. If the terms discussed are acceptable, we will submit your application for a formal lender approval.
Step 4: Purchase Your Equipment
Once approved, you can use the funds to purchase the equipment required for your business from any dealership you would like.
Step 5: Enjoy Continued Support
RSM Financial wants to be your financial partner for years to come. We approach every customer as a relationship, not a transaction.
What Our Clients Say
"The efficiency and understanding RSM Financial provided our fleet expansion was unparalleled. Their tailor-made solutions are exactly what we needed."
- James T., CEO of Hauling Co."Thanks to RSM Financial, we managed to navigate a tough economic period with their flexible financing options. Highly recommend their team!"
- Sarah M., Owner of Logistics Ltd."RSM Financial's comprehensive financing options provided the flexibility we needed to advance our logistics operations efficiently."
- Mike L., Operations Director"Exceptional customer service and reliable financing solutions make RSM Financial a trusted partner for our vehicle needs."
- Emma T., Procurement Officer"With RSM's support, we've managed to modernize our fleet faster than we thought possible, boosting our operational capacity."
- Carlos G., Fleet SupervisorYou deserve great service. With RSM Financial, you get real people to talk to.
At RoadsideMASTERS.com and Equipment Funding Solutions, Great Service is our culture. You will experience the same levels at RSM Financial as every call is either answered or returned within 15 minutes (during business hours).
(248) 760-1908
Monday - Friday | 8 am - 5:30 pm EST
